| PHASES |
PROCESS/CRITERIA
|
FOLLOW
UP ACTION |
|
|
-
Magnitude of poverty
-
Devoid of political Unrest
-
Physical access (Max. 8 KM)
|
|
|
-
Ensuring Potentiality
-
Opportunities to take up Potential
livelihoods
-
Maximum scope for outreach
-
Variety
of financial services available
in the area/slum
-
Types of competition operating
in the area/slum
-
Charges offered
|
|
|
|
-
Meeting with the slum dwellers
in an identified pocket/area
-
Briefing about SAADHANA(Profile,
Activities)
-
Highlighting SAADHANA’s
Credit policy
|
|
|
|
-
Member
Selection
-
Economically active poor women
in the age group of 20-50 years
-
Monthly income:individual <
Rs.1500/- family < Rs.2500/-
-
She should be the resident of
that particular Slum for at least
one preceding year
-
Not owning a big house
-
Willing to abide by the credit
Policy of SAADHANA
-
Willing to be a co-guarantor for
other women in the group
-
Neither the woman nor her husband
are Govt. employees except like
Scavengers, Sweepers, Watchman,
etc.,
-
No two members in a group should
have blood relation
-
All the members should reside
in the same street
|
|
|
|
-
5
–day training
-
1st day-Organization Profile
-
2nd
day-Five norms of SAADHANA
-
3rd day-Products & Services
-
4th day-Over all review &
Preparation for verification
-
5th day- Group verification
|
|
|
|
-
Verification
authority will facilitate an oral
verification for the group to
assess potentiality
-
Succeeded group agrees upon a
mutually convenient day, Venue
and time
-
Get enrolled as Members of Saadhana
|
|
|
|
-
Ist –Center Meeting- Issue
of enrollment& weekly repayment
cards
-
IInd –Center Meeting- Issue
of loan application forms
-
IIIrd –Center Meeting- Group
resolution
-
IVth –Center Meeting- Loan
disbursement
|
|
-
Follow up through weekly meetings
|
